Serving Central New Jersey

Financing

Financing Available Through Hearth

See your personalized monthly payment options in minutes, without affecting your credit score.

Why It Helps

A New Roof Should Not Wait for the Right Month

Exterior work rarely happens on a convenient schedule. A leak shows up in February, or the siding finally gives out the same year the car needs replacing. Financing through Hearth lets you do the work properly now and spread the cost, instead of patching something that needs replacing.

You can view your options before you commit to anything. Checking your personalized monthly payments takes a few minutes and does not affect your credit score.

What You Get

Hearth Financing at a Glance

0% APR Options

Zero percent APR financing is available for qualified applicants with a credit score of 680 or higher.

Up to $100,000

Loan amounts up to $100,000, which covers a full roof, siding and gutter project on most homes.

Funding in 1–3 Days

Once approved, funding typically arrives within one to three days so the project is not held up.

No Home Equity Needed

No home equity is required and there are no prepayment penalties if you decide to pay it off early.

How It Works

Three Steps, No Pressure

First, get your free written estimate from us so you know the real number. Second, check your personalized monthly payment options through Hearth — this is a soft check and does not affect your credit. Third, if the terms work for you, choose your plan and we schedule the work.

If financing is not the right fit, that is fine. We also accept checks, cash and credit cards, and we will never push you toward a payment plan you did not ask about.

Ready to Improve Your Home’s Exterior?

Talk with the FB Roofing & Siding team about your project and get a free, honest estimate.

Free Estimates

Request Your Free Estimate

Tell us about your project and we will follow up quickly with honest guidance and clear pricing.

Prefer to talk? Call 732-364-1040